Buy Crypto with Monzo
You can buy crypto with Monzo on Peer. Pick an offer denominated in GBP, pay the seller through their Monzo.me link using the Monzo app, and Peer verifies the payment privately. USDC is released from onchain escrow directly to your own wallet.
How to buy crypto with Monzo
Choose a Monzo offer
Open the Peer app, enter the amount of USDC you want, and select an offer that accepts Monzo. Offers are denominated in GBP.
Pay the seller's Monzo.me link
Use the Monzo app to send the exact quoted GBP amount to the seller's Monzo.me link in a single payment. Do not pay by card.
Your payment is verified privately
Peer verifies your Monzo payment privately. Only the amount, recipient, and timestamp are shared, never your account details or history.
Receive USDC in your wallet
Once the payment is verified, escrow releases USDC directly to your wallet on Base, with bridging to Solana, Hyperliquid, Ethereum, and 20+ other chains.
Monzo on Peer at a glance
- Currencies
- GBP
- Settlement
- USDC is released to your wallet once your payment is verified. Timing varies by payment app, verification, and any bridge route.
- Order limits
- Order limits are based on your Taker Tier, which increases as you complete more orders. Limits range from $100 to $5,000 depending on your tier.
- Custody
- Peer is non-custodial: crypto sits in onchain escrow until your payment is verified, then it is released directly to your wallet.
- Chains
- Peer is built on Base and supports bridging to Solana, Hyperliquid, Ethereum, and 20+ other chains.
Monzo payment rules
- Use the Monzo app to send the payment.
- Do not pay via card.
- Send the exact quoted GBP amount in a single payment.
Monzo FAQs
Can I buy crypto with Monzo?
Yes. On Peer you buy USDC from another person and pay them through their Monzo.me link with a normal Monzo payment in GBP. The payment is verified privately and onchain escrow releases the crypto to your wallet.
What is a Monzo.me link?
Monzo.me is Monzo's personal payment link. The Peer app shows you the seller's Monzo.me link at payment time; open it and pay from the Monzo app with the exact quoted amount.
Can I pay by card on the Monzo.me page?
No. Send the payment from the Monzo app; card payments are not supported for Peer orders.
Which currencies does Monzo support on Peer?
Monzo offers on Peer are denominated in GBP. For other currencies, use a multi-currency method like Revolut, Wise, or PayPal instead.
Does buying crypto with Monzo require identity verification?
No additional verification is required on Peer. You connect a wallet and pay with the Monzo account you already have; verification shares only the amount, recipient, and timestamp.
Can I sell crypto and get paid on Monzo?
Yes. Post an offer as a seller and receive GBP through your Monzo.me link when a buyer takes it. Your USDC stays in onchain escrow until the buyer's payment is verified.