Buy Crypto with Wise
You can buy crypto with Wise on Peer in 31 currencies — the widest currency coverage of any payment method on the platform, from USD, EUR, and GBP to INR, PHP, IDR, and MXN. Pick an offer in a currency you hold, pay the seller's Wisetag, and Peer verifies the payment with a zero-knowledge proof before releasing USDC from onchain escrow to your wallet.
How to buy crypto with Wise
Choose a Wise offer in your currency
Open the Peer app, enter the amount of USDC you want, and select a Wise offer denominated in a currency you already hold — 31 are supported.
Pay the seller's Wisetag
Send the exact quoted amount in the offer's currency to the seller's Wisetag so the seller receives exactly that currency.
Verify with a zero-knowledge proof
Peer generates a zero-knowledge proof of your Wise payment, confirming the amount, recipient, and timestamp without exposing your account details or history.
Receive USDC in your wallet
Once verified, escrow releases USDC directly to your wallet on Base, with bridging to Solana, Hyperliquid, Ethereum, and 20+ other chains.
Wise on Peer at a glance
- Currencies
- 31 currencies: USD, EUR, GBP, AUD, NZD, CAD, CHF, SGD, HKD, JPY, CNY, AED, ILS, ZAR, PLN, TRY, CZK, DKK, HUF, NOK, RON, SEK, INR, IDR, KES, MYR, MXN, PHP, THB, VND, and UGX
- Settlement
- Crypto typically arrives 2-5 minutes after payment; bridging to other chains adds 1-2 minutes.
- Order limits
- Order limits are based on your Taker Tier, which increases as you complete more orders. Limits range from $100 to $10,000 depending on your tier.
- Custody
- Peer is non-custodial: crypto sits in onchain escrow until your payment is verified, then it is released directly to your wallet.
- Chains
- Peer is built on Base and supports bridging to Solana, Hyperliquid, Ethereum, and 20+ other chains.
Wise payment rules
- Send the exact currency the offer asks for so the seller receives exactly that currency.
- Avoid cross-currency conversion — sending cross-currency costs you 5%.
- If you're selling, share your Wisetag without the @ symbol.
- Do not mention Peer, crypto, or related terms in the payment reference.
Wise FAQs
Can I buy crypto with Wise?
Yes. On Peer you buy USDC from another person and pay their Wisetag with a normal Wise transfer. A zero-knowledge proof verifies the payment and onchain escrow releases the crypto to your wallet, typically in 2-5 minutes.
Which currencies does Wise support on Peer?
Wise has the widest currency coverage on Peer with 31 supported currencies: USD, EUR, GBP, AUD, NZD, CAD, CHF, SGD, HKD, JPY, CNY, AED, ILS, ZAR, PLN, TRY, CZK, DKK, HUF, NOK, RON, SEK, INR, IDR, KES, MYR, MXN, PHP, THB, VND, and UGX.
Can I pay from any balance in my Wise account?
Pay in the exact currency the offer is denominated in, so the seller receives exactly that currency. Avoid cross-currency conversion — sending cross-currency costs you 5%.
What is a Wisetag?
A Wisetag is Wise's unique username for receiving payments. The Peer app shows you the seller's Wisetag at payment time — send the exact quoted amount to it.
Does buying crypto with Wise require identity verification?
No additional verification is required on Peer. You connect a wallet and pay with the Wise account you already have; the zero-knowledge proof keeps your payment data private.