Buy Crypto with PayPal
You can buy crypto with PayPal on Peer. Choose an offer, send a Friends and Family payment to the seller's PayPal, and Peer verifies it with a zero-knowledge proof. USDC is then released from onchain escrow directly to a wallet you control — unlike buying crypto inside PayPal, where the platform holds it for you.
How to buy crypto with PayPal
Choose a PayPal offer
Open the Peer app, enter the amount of USDC you want, and select an offer that accepts PayPal in your currency — USD, EUR, GBP, AUD, CAD, NZD, or SGD.
Send the PayPal payment
Pay the seller through their PayPal.Me link or username with the exact quoted amount in a single payment, sent as Friends and Family.
Verify with a zero-knowledge proof
Peer generates a zero-knowledge proof of your PayPal payment. Only the amount, recipient, and timestamp are shared — no account details or transaction history.
Receive USDC in your wallet
Once verified, escrow releases USDC directly to your wallet on Base, with bridging available to Solana, Hyperliquid, Ethereum, and 20+ other chains.
PayPal on Peer at a glance
- Currencies
- USD, EUR, GBP, AUD, CAD, NZD, and SGD
- Settlement
- Crypto typically arrives 2-5 minutes after payment; bridging to other chains adds 1-2 minutes.
- Order limits
- Order limits are based on your Taker Tier, which increases as you complete more orders. Limits range from $100 to $10,000 depending on your tier.
- Custody
- Peer is non-custodial: crypto sits in onchain escrow until your payment is verified, then it is released directly to your wallet.
- Chains
- Peer is built on Base and supports bridging to Solana, Hyperliquid, Ethereum, and 20+ other chains.
PayPal payment rules
- Always send as Friends and Family — never as Goods and Services.
- Send the exact quoted amount in a single payment.
- Personal and business PayPal accounts both work; remember which type you paid with so you can choose the same one during verification.
- Do not mention Peer, crypto, or related terms in the payment note.
PayPal FAQs
Can I buy crypto with PayPal?
Yes. On Peer you buy USDC from another person and pay them with a normal PayPal payment sent as Friends and Family. A zero-knowledge proof verifies the payment and escrow releases the crypto to your wallet, typically in 2-5 minutes.
Why must the payment be Friends and Family?
Goods and Services payments are not supported on Peer and cannot be used to claim your crypto — you risk losing funds if you send one. Always select Friends and Family; if it isn't available for the offer, do not send the payment.
Which currencies can I pay with on PayPal?
PayPal offers on Peer support USD, EUR, GBP, AUD, CAD, NZD, and SGD. Pick an offer denominated in the currency you hold — don't rely on PayPal's own conversion.
How is this different from buying crypto inside the PayPal app?
Crypto bought inside PayPal is held on your behalf. On Peer, the trade is peer-to-peer and non-custodial: USDC is released from onchain escrow directly to a wallet you control, and you can move it anywhere.
Does buying crypto with PayPal require identity verification?
No additional verification is required beyond connecting a wallet. Peer verifies your PayPal payment with a zero-knowledge proof that shares only the amount, recipient, and timestamp.