Frequently Asked Questions
Everything you need to know about buying and selling crypto peer-to-peer on Peer: payment apps, chains, currencies, fees, timing, and privacy.
What is Peer?
Peer is a peer-to-peer crypto onramp and offramp. You can buy crypto using payment apps like Venmo, PayPal, Revolut, and Cash App, or sell crypto back to fiat. It's permissionless, non-custodial, you control your funds, and it works without middlemen.
How does Peer work?
Connect via wallet, email, or socials, choose an offer, and send payment through your preferred app (Venmo, PayPal, Revolut, Cash App, etc.). Your payment is verified privately, and USDC is released from onchain escrow to your wallet.
What payment methods does Peer support?
Peer supports Venmo, PayPal, Revolut, Cash App, Zelle, Wise, Monzo, N26, Chime, Mercado Pago, Alipay, and Luxon. More payment methods are added regularly.
What chains does Peer support?
Peer is built on Base and supports bridging to Solana, Hyperliquid, Ethereum, and 20+ other chains.
What currencies does Peer support?
Peer supports 30+ currencies including USD, EUR, GBP, AUD, CAD, CHF, MXN, ARS, and more.
How long does a Peer transaction take?
You receive crypto once your payment is verified. Timing varies by payment rail, verification, onchain release, and any bridge route.
What are Peer's fees?
Peer applies up to a 0.95% taker service fee to orders. If you bridge to another chain, up to a 0.5% bridge fee also applies.
Is my payment data private?
Yes. Your payment is verified privately. Only the amount, recipient, and timestamp are shared; no bank details, transaction history, or personal information.
Does Peer require identity verification?
No additional verification is required. You connect a wallet and use your existing payment apps; verification shares only the amount, recipient, and timestamp.
What are the order limits?
Available order sizes come from each seller's configured range, current liquidity, and route validation. Taker tiers do not set caps.